If you have ever been asked at an overseas ATM or checkout whether you want to pay in Australian dollars or local currency, you have encountered dynamic currency conversion. Always choose local currency. What Is Dynamic Currency Conversion? It sounds like a convenience feature. In practice it is a way for the merchant or ATM …
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Most Travel Theft is Opportunistic. Here is How to Make Yourself a Much Harder Target.
Pickpockets and petty theft rarely involve confrontation. They rely on distraction and easy access. A few simple habits significantly reduce your exposure. Take Only What You Need for the Day Leave the hotel with a maximum of two cards, stored in separate places, not together in the same wallet. Take only the cash you expect …